Jake’s Cream Cheese Bean Dip

Published Date: June 12, 2021 | Last Updated: June 19, 2024
He’s not one for the spotlight, but I begged Jake to share this recipe because I always get so many DM’s asking for it. Jake usually makes this on Sunday afternoons. It’s easy and it’s good!

My husband Jake is now famous on Instagram (despite his wishes, haha) for his delicious bean dip that he makes for us on Sunday afternoons. It’s gone viral for good reason- it’s so easy to throw together and so yummy. This Cream Cheese Bean Dip is one of my family’s favorite treats.

The Perfect Lazy Appetizer 

This Cream Cheese Bean Dip is the perfect appetizer for a relaxed get together with friends and family. The ingredients are pantry staples so you can buy them and keep them for whenever you’re ready for a savory treat. This recipe takes almost no effort, and you can totally have your kids help too.

cream cheese bean dip

Ingredients for Cream Cheese Bean Dip

Refried Beans

For this recipe, I used the classic refried beans that you get in a can at the grocery store. If you want to be super fancy, you could make your own, but this recipe is tasty with the canned beans.

Cream Cheese

This is the base of this bean dip and the reason it is so creamy and delicious. If you don’t like cream cheese or want to substitute this, I would advise against it! 

Grated Cheese 

Use whatever grated cheese you like. You could use Pepper Jack if you want to up the spice a little bit, or keep it simple with cheddar or a Mexican blend cheese.

Canned Diced Tomatoes with Green Chiles

I use the Rotel brand Canned Diced Tomatoes with Green Chiles. You can usually find it in the canned tomato section of the grocery store. I usually have a few on hand because it adds a lot of flavor to any recipe. You could also use your favorite salsa. 

Chopped Jalapeños 

I don’t give a measurement for this because everyone’s spice tolerance is a little different. You can add more or less depending on how spicy you’re feeling that day. Fresh jalapenos are my favorite, but you can also use canned, jarred, or pickled jalapenos if you want less spice. You can also choose to omit it completely if you don’t want any spice at all.

Taco Seasoning

For taco seasoning, you can make your own or use any store bought kind that you have. 

How to Make Cream Cheese Bean Dip 

This recipe could not be any easier. Simply combine the cream cheese and beans in a pot over the stove while stirring often, over medium heat, until combined and melted. Add the rest of the ingredients and keep stirring until it’s melted. Once it’s all combined and melty, pour into a bowl and serve!

Toppings for Cream Cheese Bean Dip 

To make it a little more dressed up, you could totally add some more toppings, like more grated cheese, chopped cilantro, sliced avocado, green onions, pico de gallo, or guacamole. Just think taco toppings and anything in that category will work wonderfully. 

How to Serve Cream Cheese Bean Dip 

We love to eat this dip hot with chips as an appetizer, but you could also use it as a topping for tacos, tostadas, burrito bowls, or quesadillas. It would be a great accompaniment to anything with cheese and meat, haha!

How to Store Cream Cheese Bean Dip

You can store any leftovers in the fridge for 4-5 days. To reheat, zap it in the microwave for a couple of minutes or heat it on the stove to serve.

More Appetizer Recipes 

If you’re looking for more easy snack recipes, try out one of these:

Creamy Corn Queso Dip

Sausage Queso


Mexican Street Corn Dip


I hope you love this recipe as much as I do. If you want to follow along on my cooking adventures, follow me on Instagram @AMBERSKITCHEN

Jake’s Bean Dip

Jake's Bean Dip is a Sunday afternoon classic at our house. It's quite the gem of a recipe, so thank you to Jake for sharing it! It's easy and so good! 
Print Pin Rate
Course: Dips
Cook Time: 10 minutes
Total Time: 10 minutes
Servings: 5


  • 1 8 oz block of cream cheese
  • 1 can of refried beans
  • 1 can of Rotel tomatoes with green chilies (or one cup of salsa)
  • 1-2 tsp taco seasoning
  • 1 cup grated cheese
  • diced jalapenos (fresh or jarred), however much you can handle


  • Add cream cheese and refried beans to a small pot. Heat over medium heat until combined.
  • Add the remaining ingredients and stir over medium heat until melted and combined. 
  • Dip your chips in it and enjoy!

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Hi! I'm Amber

I'm obsessed with all things food and a mom to five. Baking bread and using my instant pot are my favorite things to do in the kitchen, and I can't wait to bring all that I have learned to you! Connect with me on Instagram because there's where I basically live these days.